Chapter 13 Is A Versatile Tool To Gain Debt Relief

Anyone can run into financial problems. An unexpected event can cause a homeowner to fall behind on the house payments. Many homeowners fall behind due to adjustable mortgages with variable interest rates. If you have a reliable income and are still having difficulty making ends meet at the end of every month, Chapter 13 bankruptcy may be a viable option for you to regain your financial health.

Turn To The Experience Of A Bankruptcy Attorney To Regain Financial Control

I formed the Grubb Law Firm, P.C., in Independence, Missouri, to provide families and individuals with individualized representation to solve their legal problems. I draw on nearly 30 years of experience to help clients regain control of their lives.

Chapter 13 is commonly referred to the Wage Earners plan; however, any type of reliable monthly income may support a payment plan. I work directly with individuals and families to craft a reasonable payment plan to reorganize your debt over the course of three to five years. When you work with me to obtain debt relief, I will fully analyze your assets and liabilities, and provide you with an honest assessment of whether Chapter 13 is the right option for you.

Benefits Of Chapter 13 Relief

The immediate benefits of filing for bankruptcy include:

  • Stopping foreclosure
  • Putting a halt to creditor lawsuits
  • Immediately ending creditor harassment

There is no one-size-fits-all bankruptcy plan. Chapter 13 is a versatile tool that can help you conquer many types of debt problems. I can explain how a repayment plan can be used to:

  • Make up arrears on your mortgage to allow you to keep your home
  • Catch up on past-due tax liabilities
  • Pay some, or all, of your past-due student loan payments
  • Provide you with a solution to debt problems while protecting your property

Creating a Chapter 13 payment plan requires a detailed analysis of your income and reasonable expenses to allow you to continue to live with dignity. I work with clients every step of the way to answer questions and address concerns. At the conclusion of the repayment plan, any outstanding balances on unsecured debts are discharged, leaving you with a fresh financial start. I also have substantial experience converting Chapter 13 bankruptcy to a Chapter 7, when necessary to protect the interests of my clients.

Call Or Contact The Grubb Law Firm, P.C., For A Free Initial Consultation

To arrange a free consultation with an experienced Chapter 13 bankruptcy lawyer to learn more about your legal options, call 816-252-8848 or send me a message using the online contact form. I offer flexible scheduling to meet your needs with evening and weekend appointments available.

The Grubb Law Firm, P.C., is a debt relief agency. I help people file for bankruptcy relief under the Bankruptcy Code.