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Who pays for medical care after a car accident?

On Behalf of | Jun 10, 2020 | Car Accidents

In the aftermath of a car crash, victims often face an uncertain financial future. Can their car be repaired, or will they need to purchase a new vehicle? How will recovery impact their career and their paycheck? Perhaps most important, how will they afford their medical bills?

Insurance may offset the cost of your injuries.

Depending on your insurance policy, your medical care may be covered by your insurance policy. However, these benefits may not cover all of your healthcare needs, especially if your injuries require long-term care. Insurance companies may also find reason to deny your claim or offer significantly less than you need in order to protect their bottom line. On average, insurance companies only pay about half of all medical costs associated with car crashes.

If another driver’s negligence caused the crash, their insurance company may be responsible for your medical costs. However, just as your insurance company may not cover all your medical needs, other drivers’ policies may not address all of the costs associated with your care.

You have the option to take legal action in some cases.

Filing a lawsuit can be daunting, but taking legal action could give you the financial support you need after someone else’s reckless or careless behavior caused a crash. You could be eligible for damages including:

  • The cost of medical care, including estimated future medical care for your injuries
  • Wages lost due to time away from work or disability
  • Bills for fixing or replacing your damaged property
  • Money to offset the pain and suffering you experienced

Whether you are interested in filing a lawsuit against the driver responsible for your injuries or you simply want to explore your options, speak to an experienced personal injury attorney after a collision. Not only can they help you determine whether a lawsuit is the right course of action for you, they can also work with your insurance companies so that you can focus on your recovery.

While the cost of medical care can be a concern after a car crash, there are options available that will help you pay your bills and get back on the road to recovery.



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